![]() Taylor argues that the ensuing system of “predatory inclusion” did little to expand access to homeownership indeed, it merely served as conduit for banks and other private sector actors to make a profit off of Black households who were confined to segregated neighborhoods with poor quality housing options. Specifically, she focuses on an important inflection point in the history of the Federal Housing Administration (FHA), when the agency shifted from denying access to guaranteed mortgages to Black/African American households (through redlining) to actively encouraging them to become homeowners (for example, through its Section 235 program). In Race for Profit, Keeanga-Yamahtta Taylor traces a careful and compelling history of efforts to expand access to homeownership across the United States in the aftermath of World War II. ![]()
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